Open your last pay stub. Now picture 40% gone before you ever touch it. That’s what an active IRS levy does to every single check until someone makes it stop.
MD Sullivan Tax Group is a team of former IRS agents, tax attorneys, and CPAs, with over 130 years of combined IRS experience between them. This is the team the IRS itself used to train. Now we’re on your side, and our only job is to stop IRS wage garnishment before your next payday.
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What’s Already Being Taken From Your Paycheck
The IRS mails your employer a Form 668-W, the Notice of Levy on Wages, and your employer is legally required to comply starting with your very next check.
The only way to change what happens to your paycheck is you need someone who can stop IRS wage garnishment at the source.
How Much Can the IRS Garnish From My Paycheck?
The IRS uses IRS Publication 1494 to calculate a small protected amount based on your filing status and dependents, then takes everything above it.
- For 2026, a single filer with no dependents paid weekly keeps just $309.62.
- Married filers and people with dependents keep more, but the IRS garnishment exempt amount is still built to leave you with the bare minimum.
If you’re staring at a check that’s a fraction of what it should be, you need to stop IRS wage garnishment before it recalculates against you again next payday.
Heading: Before Your Next Payday HitsBody: Once the release is filed, your very next check can look normal again. Let former IRS agents stop IRS wage garnishment before it takes another bite out of your pay. CTA liner: Let’s Review Your Wage Levy |
What Happens When We Take On Your IRS Wage Garnishment
Here’s what actually happens on our end, in the order it happens.
Step 1: The Levy Notice Review.
We pull your IRS transcripts and the actual levy notice to see exactly what triggered it, what you owe, and what deadlines are already ticking.
Step 2: The Paperwork Sweep.
Unfiled returns are the single biggest reason releases get denied. We identify every missing filing and get it submitted, fast.
Step 3: The Direct Line.
A former IRS agent contacts the IRS on your behalf and negotiates the fix, whether that’s a payment plan, Currently Not Collectible status, or another resolution your situation qualifies for.
Step 4: Levy Release.
Once terms are agreed, we push for Form 668-D, the official Release of Levy, and confirm your employer has received it before your next pay cycle closes.
Step 5: The Aftercare Check.
We don’t disappear once the levy lifts. We confirm the resolution holds so this doesn’t happen to your paycheck again in six months.
Facing Garnishment? Let's Release It!
Why Employees and Families Choose MD Sullivan Tax Group
Every person on our team has one job when your file lands on their desk: stop IRS wage garnishment, in writing, as fast as the IRS allows.
- Former IRS agents on staff, not just tax preparers who read the same publications you can find online
- Over 130 years of combined IRS experience across the team, meaning your case gets handled by people who know how the agency actually thinks
- Founder Michael Sullivan built this firm after his own career as an IRS Revenue Officer and Offer in Compromise Specialist, then co-authored an Amazon #1 bestselling IRS guide and has appeared on Fox Business, ABC, and NBC discussing tax resolution
- A nationwide practice that handles federal and state wage levies in every state, not just a regional office
- No-obligation case review before you commit to anything, so you know your options before you owe us a dime
Contact Us To Remove Your Garnishment
What Our Clients Say
Every client below called us to stop IRS wage garnishment before it took another bite out of a check they’d already earned.
Client testimonials to be added here.
Your Paycheck Doesn’t Have to Stay This Small
The fix isn’t complicated once you team up with former IRS agents who know exactly which form unlocks a release and exactly how fast the IRS will move once they hear from someone who used to work there.
You don’t need to understand tax law to stop IRS wage garnishment. You need to make one call before your next check gets cut.
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FAQs
The IRS takes everything above a small protected amount set by IRS Publication 1494. For 2026, a single person with no dependents who is paid weekly keeps only $309.62 a week, and the rest goes to the IRS. Each dependent and a married filing status raise the protected amount. There is no 25% cap like private creditors have.
It keeps going every payday until the IRS releases it. An IRS wage levy is continuous, so it does not stop after one check. It ends when you pay in full, reach an approved resolution such as a payment plan or hardship status, or the 10-year collection period runs out.
You need the IRS to issue Form 668-D, Release of Levy, to your employer. That usually happens after you file any missing returns and either set up a payment plan, get approved for Currently Not Collectible status, or prove the levy leaves you unable to cover basic living costs. Acting between paydays protects your next check.
Form 668-W is the Notice of Levy on Wages that the IRS sends to your employer. It orders them to send part of every paycheck to the IRS. It includes a statement where you list your filing status and dependents. Return it to your employer within 3 days, or you get the lowest possible protected amount.
Firing someone over an IRS levy is uncommon, but the legal protections are limited and depend on your situation, so check with an employment lawyer if you are worried. The best protection is getting the levy released quickly, which also ends the paperwork burden on your employer.
Yes. The Final Notice of Intent to Levy gives you 30 days to request a Collection Due Process hearing on Form 12153, and a timely request generally pauses the levy. If you missed it, you can ask for an equivalent hearing within one year or use the Collection Appeals Program.
Yes. Through the Federal Payment Levy Program, the IRS can automatically take up to 15% of each Social Security payment for unpaid taxes. This is separate from a wage levy. The same fixes apply: a payment plan, hardship status, or another resolution can stop it.
