File Every Missing Year and Stop the Penalties
Every month you wait, the IRS adds another 5% penalty to what you owe, up to 25%.
MD Sullivan Tax Group gives you unfiled tax return help from tax attorneys, CPAs and former IRS agents with over 130 years of combined IRS experience. We find every missing year, prepare accurate returns, and file them for you, so you never have to speak to the IRS.
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What Unfiled Returns Are Costing You Right Now
Ignoring the problem does not pause it. Here is what builds while returns stay unfiled:
- Penalties that stack up: 5% of the tax owed for every month, capped at 25%.
- A return you never approved: the IRS can build one for you from your W-2s and 1099s, with none of your deductions.
- Refunds that expire: money owed to you is gone for good after three years.
- Locked-out relief: no payment plan, hardship status or settlement until every missing return is filed.
If you haven’t filed taxes in years, it is not too late. But the clock is running, and filing is what stops it. The sooner it happens, the less you pay.
Heading: The IRS Isn’t Waiting. Why Are You?Body: Penalties grow 5% a month while returns sit unfiled. Get help with unfiled tax returns from former IRS agents and stop the clock today. Your first consultation is free. CTA: Stop Your Penalties Now |
Unfiled Tax Returns Help: What We Handle for You
Get every missing year filed correctly, without facing the IRS yourself. Here is what is included:
- IRS transcript pull: We request your Wage and Income Transcripts, the record of W-2s, 1099s and other income the IRS holds for you, for every year in question.
- Records rebuilt from scratch: Lost documents are not a dead end. We reconstruct your income picture from IRS data.
- Accurate return preparation: Your past-due tax returns are prepared by our licensed tax professionals, with every deduction you qualify for.
- Filing and follow-up: We file, then answer IRS notices for you.
- Substitute return replacement: If the IRS already filed for you, we replace it with the correct numbers.
- Penalty review: We check your account for penalty relief.
- Payment options after filing: If you owe, we move straight to a payment plan, hardship status, or Offer in Compromise.
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How We Get You Caught Up, Step by Step
Our unfiled tax return process follows five steps, and you will be updated with each one of them.
1. We Pull the IRS’s Version of Your Story
We request your transcripts to see which years have income on file and which years the IRS already filed for you. This also settles how many years of back taxes to file, which is usually six.
2. We Rebuild What You Lost
If you missed W-2s or misplaced 1099s, we reconstruct your records from IRS data. The late tax returns IRS staff receive get matched against the income records it holds, so accuracy matters more than speed.
3. We File While You Know Our Every Step
We file back tax returns for every missing year under power of attorney, which is written permission for us to act for you. The IRS deals with us, not you, so you get to focus on your life.
4. We Cut the Bill Down to Size
We replace any IRS-created return with your accurate one and check for penalty relief. Your balance is then based on real numbers.
5. We Open the Payment Door
Once every return is filed, a payment plan, hardship status, or Offer in Compromise (a settlement for less than you owe) becomes available if you qualify.
The IRS May Already Have Filed for You
If you do not file, the IRS substitute for the return process lets the IRS build one from your W-2s and 1099s. It usually applies a single filing status and skips business expenses and itemized deductions, so the tax bill often comes out too high.
You can replace it by filing your own accurate return, and we help you achieve that and lower your final tax bill.
| IRS Filed SFR? Let’s Fix Your IRS Return |
Afraid to File After This Long? Read This First
- “Will I get in criminal trouble?”
Rarely. Criminal cases involve deliberate evasion, like hiding income. People who file before the IRS contacts them are in a far stronger position, and unfiled tax returns help work best when you start early. - “How far back do I have to go?”
Your transcripts settle how many years of back taxes to file. - “What if I owe money?”
Filing stops the failure-to-file penalty from growing, and it is the required first step to any payment option. - “Is a refund still possible?”
Yes, if the return is within three years of its original due date. - “What will it cost to talk?”
Nothing. Your consultation is free and carries no obligation.
We file back tax returns every day. Nothing you tell us will shock us.
Heading: Years of Paperwork. One Phone Call.Body: Lost records, missed deadlines, growing worry. We have heard it all. Unfiled tax return help starts with a free, no-obligation consultation. CTA: File Your Missing Years |
Why Taxpayers With Missing Returns Choose MD Sullivan Tax Group
When you need unfiled tax return help, you want people who have worked inside the IRS.
- One team, four kinds of expertise: tax attorneys, CPAs, Enrolled Agents (tax professionals federally licensed to represent you before the IRS), and former IRS agents.
- Over 130 years of combined IRS experience behind every case.
- Inside knowledge of the IRS review process. Our former agents know how late tax returns IRS staff examine, so your filings are built to clear review.
- We handle every IRS contact. You never have to speak to them.
- Nationwide, federal and state. Your location does not limit your options.
- A free, no-obligation consultation before you commit to anything.
| Talk To A Former IRS Agent |
What Our Clients Say
Most people arrive nervous about how long they have waited. Read what they say about how it went.
Insert client testimonials here
The IRS Already Has Your Income Records. Get Your Side on File.
The IRS receives copies of your W-2s and 1099s whether you file or not. What it does not have is your deductions, your correct filing status, or your side of the story. Every month adds another 5% until the penalty hits 25%, and every year you wait closes another refund window.
MD Sullivan Tax Group has spent decades on the other side of this problem. Your past-due tax returns are paperwork, and paperwork can be fixed.
One free consultation shows you which years are missing and what filing them will really look like.
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FAQs
Usually the last six years. IRS policy generally treats six years of filed returns as enough to be back in good standing, though your case can differ. Start by pulling your IRS transcripts to see which years the IRS has income records for and which years it may have already filed for you.
Penalties of 5% per month build up, to a maximum of 25% of the tax owed. The IRS may file a Substitute for Return that ignores your deductions. You lose refunds for old years. You also cannot get a payment plan or settlement until the missing returns are filed.
Only if you file within three years of the original due date. After that, the refund is gone for good. That is why people owed money should not wait. For years where you owe, filing still helps because it stops the failure-to-file penalty from growing.
Request your IRS Wage and Income Transcripts through your IRS online account or with Form 4506-T. They show the W-2s, 1099s and other income the IRS has on file for each year. A representative with power of attorney can pull them for you.
It is rare. Criminal cases usually involve deliberate evasion, such as hiding income or lying to agents. People who come forward and file before the IRS contacts them are in a far stronger position. Filing now is usually the best way to lower your risk, not raise it.
If you do not file, the IRS can create a return for you from your W-2s and 1099s. It usually uses single filing status and no business expenses or itemized deductions, so the tax bill is often too high. You can replace it by filing your own accurate return.
No. The IRS requires all required returns to be filed before it approves a payment plan, hardship status, or Offer in Compromise. Filing the missing years is always step one, and it often lowers the balance at the same time.



